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Our Team

Our team The most important asset of Protection Insurance Services is its staff of highly trained and experienced professionals. The senior staff of the firm include qualified insurers are well trained and have a soled market experience as business advisory providers, which is positively effect the understanding of our clients needs.

Our experienced and qualified staff are highly trained in the field of insurance and risk management, providing high quality professional service to a wide range of business including, but not restricted to:
    1- Trading companies (wholesalers / Retailers)
    2- Industrial / Manufacturers
    3- Services
    4- Construction companies
    5- Contractors
    6- Transportation. Engineers.

 


Key Personal Staff

Osama Abdul A’al

 

 

 

 

Osama Abdul A’al – Managing Director

Email: Osama@alhimaya.com

 

 

 

 

 

     

 

 

 

 

 

      Osama is holding a degree in the insurance science and he has several years experience as insurance specialist with one of the largest professional firms and business advisory providers in the world. As a senior associate with "PricewaterhouseCoopers” Osama excelled in insurance advisory, consultancy, audits and risk management practices. Further, as a consulting partner with Howarth International Bahrain Office, Osama provided several insurance related advice including business valuation for mergers and acquisition, assessment for consolidation of group of international companies, feasibility study reviews and risk management consultancy. Osama’s contacts with reinsurance market helps in reviewing the security for the best available programs for the insurance companies.

 

      Being the Managing Director of the firm, Osama has considerable experience of managing and molding an insurance broking company. With PIS, Osama is responsible of developing our professional services delivered to the clients by focusing on the understanding of our clients needs and improving the insurance technical strength of our personnel. He also responsible of the risk management studies provided to our major clients.

 

      Osama has taken the role of designing and implementing our risk management approach, for which is considered the most important base of our professional service.

S.Hasan Al Sharaf

 

 

 

 

Hasan Al Sharaf – Manager, Business Development

Email: hassan@alhimaya.com

 

 

 

 

 

      Hassan is highly trained in the field of insurance marketing. He is a life insurance
specialist, and part of his responsibility is to design and develop our business
development programs.
He worked previously with American Bankers Insurance and Arabia Insurance
Company (Bahrain) as marketing executive.


With PIS, Hassan’s responsibilities include:

  • Quoting and negotiating with insurance companies the rate & claims for all types of insurance.

  • Introducing insurance programs to clients.

  • Advertising & Developing marketing methods to increase the sales of insurance.

  • Frequent contact, advice & consultations to develop strong relationship with clients.

  • Generate new business with strong public relation skills.

  • Sales and Marketing of all types of insurance.

R. Raghunathan

 

 

 

 

R. Raghunathan – Head

Email: raghu@alhimaya.com

 

 

 

 

 

 

      Raghu is a post graduate and holds degree in law. He is also a management graduate, and a Fellow member of the Insurance Institute of India holds life membership. Raghu was with United India Insurance Company for more then 24 years.
      This experience include handling of NALCO project during 1980’s and he has also handled world's two largest projects during 1995 and 1996 (ENRON Power Project and ESSAR Refinery) for Greig Fester (now merged with Benfield Grey).
      The projects he handled in relation to insurance, Legal and Logistics are Hyundai Car project in Chennai, TOYOTA Car project in Bangalore, CMS Energy project, Wartsila's 3 power projects in India.


      During the years 1995-96, he provided the necessary technical input for
GIC's XL covers and consequently Greig Fester got a share of 45% on placement,
an achievement by a single broker.
      He is a specialist in handling insurance claims and holds a survey license for
loss assessment on behalf of insurers and clients.
He specializes in projecting insurance as a Risk Management tool for clients (insureds) as well as insurance companies.


      He is promoting ART (Alternative Risk Transfer) solutions for enterprises and insurance companies. His specialization includes promotion of newer insurance products based on clients’ needs and business demands through mobilization of support from
reinsurers and insurers.

T. K. Kumar

 

 

 

 

T. K. Kumar – Manager (Direct)

Email: kumark@alhimaya.com

 

 

 

 

 

      Kumar is highly qualified and well experienced in the field of general insurance. He has more than 30 years of experience in this field. He has served with Lloyds / P & I Agencies and Royal Exchange Assurance (Bahrain). Through his experience, Kumar is responsible for providing our clients with technical support and reinsurance solution for big risks.

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